How to protect yourself from access to fraudulent debit cards? - Smart Shiksha

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20 December 2019

How to protect yourself from access to fraudulent debit cards?

With the evolution of modern technology, the use of the Internet is increasing day by day. Today, about 70 percent of people use the Internet. In fact, all Government and private activities are successful through the Internet. More than 80 percent of the money on earth is in digital form. Almost all major transactions are cashless. All personal data, ranging from personal data to bank school college information, are made available on the Internet. If we want to know about a person, we can get all his information from the internet. In the meantime, protecting our important data has become increasingly difficult. Particularly all the information in our bank and online transaction information. As we have simplified our activities through the internet, we are deceived by this internet world in various ways.
Debit Card Frauds

If we keep an eye on the news channel, we will find out that 19th October 2019 State Bank of India blocked nearly six lakh debit cards. The customer of the State Bank of India for being deceived. Nearly two crore rupees were a fraud by hackers.

Protecting yourself is very difficult from the Internet world. So what should we do now? How to protect yourself from banking fraud?
It's important to look at what we do on the Internet with debit cards. Since the arrival of e-commerce websites, we have made almost all product purchases online through which we make payments via debit card or credit card. In this case, hackers will track the debit card information you have input from them and steal your CVV number and PIN number on your debit card.

How to protect yourself from access to fraudulent debit cards?

Being a bank employee, he can send you an SMS or mail to ask for your card number, CVV number, pin number, personal details, etc...
In this case, you can contact directly to your branch and talk about it. Remember that the bank will never ask for your banking information via phone call or SMS or e-mail.


Today, we use social media a lot. As we make internet banking, mobile banking facilities available on our smartphones, all the bank information is saved on our smartphones. In the meantime, our friends always send links on social media such as Facebook or WhatsApp. They are asked to click on those links, showing some temptation. In fact, they may not even know what this link is all about. Never click without a known link. All of your phone's transaction history can be tracked with that one click. So do not share and click on the links showing such temptation.


Do not share your card details with any employee of the bank or don't share your card number with anyone. Learn how to handle your own debit card yourself. Maintain regular and clear communication with the bank. This allows you to be aware of all of your account information and transaction history. You will also be able to identify if an unknown transaction has been made by your account. 
Debit Card Frauds


If for some reason your debit card is lost to you then block your debit card PIN number as soon as possible. Reapply for a new debit card. Almost all banks offer new debit cards to customers within 2 working days.

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